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As New Jersey heads into the November 4, 2025, gubernatorial election, voters face a stark choice between two very different visions for the Garden State. On one side, there’s Jack Ciattarelli, a proven businessman and former assemblyman who’s ready to tackle the everyday problems hitting families hard – skyrocketing taxes, failing schools, and rising crime. On the other, Mikie Sherrill, a Washington congresswoman whose record aligns closely with the national Democratic agenda that has left many New Jerseyans struggling. With recent polls showing the race in a dead heat, it’s time to cut through the noise and see why Ciattarelli is the one who can deliver real results.

Let’s start with the economy, because that’s what keeps most of us up at night. New Jersey has some of the highest property taxes in the nation, and under Democratic leadership, they’ve only gone up. Ciattarelli has a straightforward plan to cap property taxes as a percentage of your home’s assessed value, expand the senior freeze program, and slash income taxes across the board while consolidating brackets to make things simpler. He’ll also make student loan interest deductible and cut the corporate business tax by 1% each year for five years to attract jobs and keep businesses here.

This isn’t pie-in-the-sky stuff; it’s about trimming wasteful state spending by 30% and limiting future budgets to inflation rates. Imagine keeping more of your paycheck instead of sending it to Trenton.

Sherrill, meanwhile, talks a good game on affordability but her approach boils down to more government programs and tax credits that don’t address the root causes. She’s focused on auditing health benefits and tweaking credits for caregivers and families, but that ignores the bigger picture of out-of-control spending that’s driven up costs for everyone. Her time in Congress has seen her vote in lockstep with Biden’s policies over 90% of the time, including massive federal spending bills that fueled inflation. New Jersey can’t afford another leader who’s more interested in Washington-style handouts than real tax relief.

Public safety is another area where Ciattarelli shines. Crime has spiked in cities like Newark and Camden, and families deserve better. Ciattarelli will repeal the Immigrant Trust Directive that turned New Jersey into a sanctuary state, banning sanctuary cities and ensuring local law enforcement can work with federal authorities to deport criminals.

He’ll fix bail reform loopholes by appointing tough judges and prosecutors, and restore protections for police officers who put their lives on the line every day. This means incentivizing community policing and bringing back cost-of-living adjustments for police and fire pensions without cutting benefits.

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Sherrill’s stance? She’s defended policies that limit local cooperation with ICE, which Ciattarelli rightly says encourages illegal immigration and ties the hands of cops. In a state as diverse as ours, we need trust between communities and law enforcement, but not at the expense of letting dangerous criminals roam free. Her record shows a softer approach that prioritizes national Democratic talking points over the safety of New Jersey streets.

Education is a battleground, and Ciattarelli is on the side of parents and students. He’ll reform the school funding formula to set a per-pupil standard, let funding follow the child, and expand charter schools and school choice programs like those that have worked wonders in Florida. He wants to reduce the grip of union bosses, offer teachers better pension options, and mandate a Parents’ Bill of Rights for full transparency on curriculums. No more explicit content snuck into classrooms without parents knowing – it’s about age-appropriate learning and preparing kids for real jobs through vo-tech partnerships.

Sherrill, by contrast, hasn’t laid out bold reforms to empower parents or fix underperforming districts. Her focus seems more on expanding government programs like pre-K without the flexibility families need. With New Jersey schools still recovering from pandemic disruptions, we can’t risk a governor who won’t stand up to special interests and put kids first.

Energy costs are hammering households, and Ciattarelli has a no-nonsense plan to draft a new Energy Master Plan with an “all-of-the-above” strategy – nuclear, solar, natural gas – while banning offshore wind farms that jack up rates without delivering reliable power. He’ll pull out of the Regional Greenhouse Gas Initiative, which is basically a hidden tax on your electric bill.

Sherrill has criticized efforts to cut renewable funding and pointed fingers at utility profits, but she’s tied to the green mandates that have driven up costs under Murphy’s administration. In their recent debate, she defended these policies while Ciattarelli called for practical solutions that won’t bankrupt families.

On social issues, the differences couldn’t be clearer. Ciattarelli supports prohibiting elective abortions after 20 weeks, with exceptions for the mother’s life, and opposes taxpayer funding for them. He wants parental notification for minors and more education to prevent unwanted pregnancies. Sherrill pushes to enshrine unlimited abortion rights in the state constitution, expand insurance coverage, and even stockpile abortion pills – positions that go far beyond what many New Jerseyans are comfortable with.

Housing is yet another divide. Ciattarelli wants to scrap the outdated affordable housing mandates that force every town to build, focusing instead on urban centers and transit hubs with impact fees on developments like warehouses. Sherrill aims to boost loans and tax credits for housing but risks more top-down mandates that ignore local needs.

This election isn’t just about policies; it’s about who understands New Jersey. Ciattarelli is a lifelong resident, entrepreneur, and CPA who’s built businesses and balanced budgets. He’s earned endorsements from key Republicans, including Donald Trump, because he delivers on promises. Sherrill, a former Navy pilot and prosecutor, has spent years in D.C., where she’s racked up a progressive voting record that doesn’t match our state’s needs. Polls from Emerson College and Quinnipiac show this race is neck-and-neck, with Ciattarelli closing the gap as voters learn more.

New Jersey deserves a governor who will fight for lower taxes, safer streets, better schools, and energy we can afford. Jack Ciattarelli is that leader. On November 4, vote for the change we need – vote Ciattarelli.

The Biggest Threat to Your Retirement Is Actually a Very Good Thing

When you look at the headlines today, you’ll see experts in the retirement industry warning about big threats to your financial security:

De-dollarization and the rise of BRICS

Soaring national debt

Unstable interest rates

Weakened U.S. dollar

All of these are real concerns. But they aren’t the biggest threat to your retirement savings. The true risk isn’t political, monetary, or global.

It’s longevity.

Why Longevity Is the Silent Threat

For most of human history, the problem was the opposite — life expectancy was short, and few people even reached retirement. Today, thanks to medical advancements, healthier lifestyles, and better living conditions, people are living longer than ever before.

And while that’s a wonderful thing, it comes with a financial catch: Your retirement account has to last far longer than you might expect.

A 65-year-old couple today has a 50% chance that one of them will live to 90.

Some projections suggest that many of us will live well into our 90s, even 100+.

This means your nest egg may need to stretch not for 15 years, but 25, 30, or even 40 years.

That’s where the real danger lies: running out of money before you run out of life.

The Retirement Equation Has Changed

While market volatility, debt crises, or central bank policies may feel like the scariest threats, they’re temporary storms. Longevity, however, is a structural shift. Every extra year of life is another year of expenses, another year of inflation erosion, and another year of financial pressure.

If your retirement plan doesn’t account for longevity, you could face tough choices later in life — downsizing, working when you’d rather not, or becoming financially dependent on others.

How to Take Control

The good news? Longevity is a blessing — as long as you’re prepared for it. With the right planning, your retirement savings can work for you instead of against you. The key is learning how to protect your wealth, outpace inflation, and ensure your savings grow even as you live longer.

That’s why our friends at Augusta Precious Metals created a free resource to help you get started:

👉 Get Instant Access to  the report, “How to Take Full Control of Your Financial Future”

This brief report will show you practical strategies to safeguard your retirement from the biggest threat of all — the one that comes from the gift of living longer.

Don’t let longevity catch you unprepared. Take the steps today to secure tomorrow.